Where did the coupons go?

Posted on August 12th, 2008 in How To by sharon

If you’re an avid couponer, you’ve undoubtedly noticed that there are weeks when lots of coupons come out and weeks when there are no coupons.  That’s just the way it goes, right?

Here are a few resources to help you keep track of what to expect:

Taylortown Preview - this site lists all the coupon fliers due out for the upcoming week as well as an exact description of the coupons for each flier set.

Smart Source coupon schedule - This PDF will tell you which weeks there will not be any SmartSource coupons in your paper.

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Best Prices List

Posted on August 7th, 2008 in How To by sharon

Do you keep track of the best prices for the products you buy regularly?  For example, I never buy boneless skinless chicken breasts for more than $1.99/lb; but stock up on it when it’s $1.89/lb.  It often goes on sale for $2.49/lb but that’s not a deep enough discount to entice me to purchase.

Do you keep track?

I’m working on compiling a “best prices” spreadsheet and could use your help!  Post a comment with your best prices and I’ll add it to the list. Once it’s a pretty comprehensive list, I’ll post it for everyone to download.

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Such a simple principle

Posted on July 30th, 2008 in How To, Manager Specials by sharon

The key to saving at the grocery store is simple: combine deep discount sale prices with coupons.

That’s too easy, right? But it really works.

The key is knowing your prices so that you’re paying rock bottom prices instead of marginal sale prices. Boneless, skinless chicken breasts on sale for $2.49/lb, while a decent price, is not the best price possible. Every 6-8 weeks, they go on sale for $1.89 or $1.99/lb. That’s when you want to buy extra and stock up. But it at $2.49/lb only if you’ve run out and really need it.

But how do you get better prices on non-meat products? Keep track of the lowest prices and look for manager specials.

This morning I purchased a 4-pack of Yo-Plus yogurt on manager special for $1.39. I had a $2.00 catalina coupon. I made a profit of $.61 which was applied to the rest of my purchases.

Yes, it takes a bit of effort to find the deals. Is it worth it to you? Free food is always worth it to me!

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CVS Tools

Posted on June 4th, 2008 in CVS, How To by sharon

I absolutely love CVS. I save so much money by shopping there.  Most of the time I pay pennies for $10s and $20 worth of products.  The key is to combine the sales with coupons on products that generate Extra Care Bucks (ECBs).  For those who aren’t familiar with ECBs, they are a type of coupon that prints at the end of your register receipt and can be used as cash for future purchases.

There are couple tools I use to help me work out my deals and keep track of my savings.  The first is the CVS Calculator.  It’s a spreadsheet created by BigJimSlade on A Full Cup.

Tonight I was working out my deals using the spreadsheet. Based on all the items I wanted to purchase, it was going to cost me about $65 out of pocket (OOP) even with all my ECBs and coupons.  So I broke it down into smaller “trips”.

Using the spreadsheet, I was able to recalculate all my purchasing into three different trips, all in less than 15 minutes or so.  With my less than stellar math aptitude, it would have taken me forever to figure it all out on my own. But I probably would have just given up!  In the end, I was able to make almost all of the same purchases (some items weren’t in stock) and spend about $3 OOP!  I just LOVE that spreadsheet!

The second tool, and one I’ve only recently started using, is the CVS Savings Calculator available for free download at I *heart* CVS.  Now, I’ll admit — this is the type of tool for someone who is incredibly OCD about their CVS shopping and savings.  But I love it! It gives me a type of validation that tickles me every time I open that spreadsheet!

Between the two of these spreadsheets, you will be able to plan your shopping trips and keep track of your overall savings.  When people ask me if it’s worth the time I put into researching my shopping, I pull out my savings spreadsheet and let them see for themselves.  The numbers speak for themselves:

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Hey! That’s MY money!

Posted on May 30th, 2008 in Earn Gift Cards, How To by sharon

Like most parents, I keep jars for my kids to save up coins. After a while, they get pretty heavy and it’s time to cash in all the coins. Rolling coins is a huge pain. So, the only choice is to turn to a CoinStar machine which takes a percentage of your money as a fee. A large percentage - 8.9 cents per dollar counted. That can really add up!

Now you can get your coins counted for free if you redeem you change for gift cards. Click and search for a CoinStar machine that will dispense gift cards and keep a bit more of your change!

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What is a Catalina?

Posted on May 22nd, 2008 in How To by sharon

Catalina Marketing Corp. is the company that manufacturers and distributes the register coupon printing machines you see at the grocery store. To most people, these little machines, and the coupons they print, are called catalinas. The printers are actually called Checkout Coupon Printers.

Your purchasing behaviors are analyzed and determine which coupons print out for you.

When I worked for MCI, we were considering partnering with a local grocery store chain so they would print catalinas for us. Essentially, we could determine which customers we wanted to receive an MCI promotional message and possibly coupon based on their purchasing habits. Determining factors could have been gift card purchasing history, average sale history, and purchasing habits such as gourmet foods or store brands.

Print triggers are programmed into the system. As you checkout, your purchases are compared to all the possible print scenarios to determine if you qualify for coupons.

Usually, catalinas are treated as manufacturer coupons and are not stackable. Always check your catalinas to make see if they are manufacturer or store coupons.

Some interesting Catalina facts: (source)

  • Access to more than 250 million transactions each week
  • Reaching consumers in more than 22,000 U.S. and 7,000 international grocery, drug and mass merchandiser stores
  • Providing direct-to-patient communications in more than 14,000 retail pharmacies
  • Average promotional response rates of 6.3%*—one of the highest in the industry
  • Targeting advertising results increasing awareness by 16% points and recall by 24% points
  • One of the largest online decision support databases in the world
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What are Loss Leaders?

Posted on May 10th, 2008 in How To by sharon

People are often amazed at how easy my friends and I are able to get products for free - particularly toiletries and household cleansers.  These products are called “loss leaders”. They are sold at a lost on purpose. Yes, the companies know that people are getting them for free or making money on them and it is done on purpose.

This loss leader strategy is done to attract new customers who will become brand loyal or to make money on related products.

Two examples:

Razors are often sold for free. But it’s rare that you find deals for free replacement blades. You’re stuck with all these razor units and need replacement blades for which you pay full price (or almost full price if you can find some sales, clearance items or coupons).

Microsoft sold their Xbox at a loss of about $100 per unit. Those things went like hotcakes at Christmas and that’s a sizeable loss for any company. However, they were banking on everyone purchasing add-on accessories and pricey games to more than make up for the initial loss.  (source)

Using loss leaders is an ethical business practice that has been used for years and years and years. The price structure and marketing plan are designed to predict the percentage of new customers who will become repeat customers or will buy add-on products.  Each loss leader strategy also takes into consideration that some customers will not be swayed by their product loyalty to other products.

So when you purchase a loss leader, you become part of the strategy that encourages manufacturers and retailers to continue offering loss leaders.

Shop on!

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Manager Specials

Posted on May 6th, 2008 in How To, Kroger, Manager Specials by sharon

One of my favorite savings opportunities is manager specials at my local Kroger. And don’t think that you can’t couple manager’s specials with coupons because you can!

This past week, I picked up 5 Fresh Express Gourmet Express prepared salads, normally about $4 or $5 each. I got them for $1.79 each. A month ago, I found these on manager’s special and there were $1 blinkies hanging on the shelf. That was a happy shopping trip!

Gallons of milk were on sale for $1.99 or less; even the whole milk was less than $2 a gallon.

Oscar Mayer Mini Hot Dogs for $.99 a bag. Now I have about half a dozen of these in the freezer for my daughter’s birthday party.

  • Always set some room aside in your freezer for your manager specials. If I had the room, I would have bought a dozen of those gallons of milk and froze them for later!
  • Get friendly with your store employees. Ask when they go through and pull products for Manager Special mark downs. Is it at night? First thing in the morning? Ask!
  • Manager Specials do not count towards your % of savings shown on your receipt. This irks me to no end! I wish they would show up as a sale item, but they don’t. They count as a regular price and don’t help you up your percentage of savings. It’s a small thing, but it irks me.
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The stockpiling secret

Posted on April 29th, 2008 in How To by sharon

While it sounds a bit counterintuitive, stockpiling is the best way to save money on your grocery bill. You don’t need to hoard like it’s Y2K all over again, but by keeping a constant supply of the items you use regularly (toothpaste, shampoo, deodorant, juice, pasta, marinara, etc) you can dramatically cut your grocery bill. The key is to wait for the super, mega, awesome deals and then buy a few extra.

I never pay for toiletries if I can help it. With all the “free with rebate” items available at RiteAid and Walgreens and all the ECB deals at CVS, there’s no reason to ever pay full price for shampoo, deodorant or toothpaste. Even if you’re not out of a product, pick it up and stick it in a basket in your linen closet.

By purchasing the items on sale with coupons when you don’t need them, you aren’t forced to purchase them at regular price in a moment of need. At first as you begin to stockpile, you’ll see an increase in your grocery bill. Don’t panic! This is okay! You can’t get *everything* for free but you can still see great savings.

Start thinking about the staple items of your household. Make a list and, if you have the time and energy, jot down regular store prices for each item. Keep this list as a reference as you go through the weekly sale papers and look for opportunities to buy one or two extra to set aside.

One of the biggest concerns I hear is “I don’t have room to stockpile!”. I live in a house built in the 1920’s with incredibly limited storage space. Here’s a quick list of the items I have found room for and stockpiled: Aquafresh toothpaste, Pantene and Head & Shoulders shampoo, Secret deodorant, Old Spice deodorant, mouthwash, Soft Soap hand soap, tampons, J&J Bath Buddies, toothbrushes, Oil of Olay body wash and lotions.

That’s a big list. Look at how I fit it all into my very unorganized linen closet!

That’s really not a lot of space to dedicate to stockpiling. If I really wanted, I could consolidate that even further to take up half the space. But when you look at these photos, you’ll be surprised to see that I have a full year supply of all the items listed above. I didn’t pay more than 50% of retail for any of those items. All of the Bath Buddies were free as was the toothpaste and toothbrushes. The tampons were 70% off. Most of the mouthwash was free or under $1/bottle.

Now that I don’t have to worry about running out, I can take my time and choose when I purchase replacement stock. Right now, I can get children’s mouthwash for free at RiteAid. Even though it’s for children, my husband will use it so I’ll pick it up and try it out. I can get a free toothbrush at Walgreens. I am not out of these items - yet - but I can find the space to stash one or two especially since they are free.

Once you start stockpiling, I promise you’ll be glad of it and wonder how you lived before stockpiling. You’ll want to kick yourself for spending money unnecessarily by paying full price for items you can get for free or pennies on the dollar!

Stockpiling toiletries is easy and cheap. Next week, I’ll share my food stockpiling secrets.

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Meal planning based on the sales

Posted on April 27th, 2008 in How To, Kroger by sharon

One of the best ways to save money is to do your meal planning based on sale items. I was challenged by a fellow RichmondMommies member, Anita, to create a weekly menu based on this week’s Kroger sales flyer. Here it is Anita… now go shopping and save some money! This should get you through your weeknights. There will probably be enough leftovers for you to eat on Saturday!

Adjust quantities for the number of people in your family. Not a lot of produce on sale this week so it was a little tough!

*This is based on the Kroger sales 4/27 - 5/3 in Richmond, VA

Shopping List:
2 Shadybrook Farms Turkey Breasts - $.99/lb
3 bags Kraft Sharp Cheddar - 2/$4
2 bottles KC Masterpiece BBQ Sauce - 2/$3
1 loaf Kroger white bread - 10/$10
Corn on the cob (1 per person + 1 extra) - 8/$2
2 bags Fresh Express salad mix - 10/$10
1 bottle Kroger salad dressing - $1.17ea
2 pork tenderloin - $5.99 ea
2 jars Old El Paso taco sauce - $.99
1 bag Tostito chips - $2.99
1 can Van Camp baked beans - 10/$10
1 package Tyson drumsticks - $.99/lb
1 bag red seedless grapes - 2lb/$3
1 bag Fritos - $1.18
1 package Kroger ground round - 2/$6

Monday
Roast both turkey breasts in the oven at the same time. Use the first one for dinner Monday night and serve w/ Fresh Express Salad & Kroger salad dressing. After dinner, cut the meat off the 2nd breast. Chop the meat and mix with cheddar cheese and bbq sauce. Refrigerate.

Tuesday
Put 1 pork tenderloin in the crockpot w/ 1 jar Old El Paso taco sauce. Cook till done, shred. Serve as nachos over Tostitos with shredded cheddar and corn cut from one cob.

Wednesday
Heat turkey/cheese/bbq sauce mix (from Monday) over med low heat. Heap onto Kroger sandwich bread for turkey sloppy joes. Serve w/ corn on the cob.

Thursday
Baked beans with grilled Tyson drumsticks & bbq sauce. Serve w/ grapes.

Friday
Taco salads - ground beef, taco sauce, cheddar cheese, Fresh Express salad mix, Fritos

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